Many credit cards have introductory balance transfer offers that are quite cheap. You’ll need better credit to qualify for these cards. What happens to your credit when you open a new card and transfer one or more balances onto it? Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube!
Credit card debt is one of the most common problems of the Western world. The use of credit cards in the US and UK is massive. (Personal Debt In Perspective will give you an idea of the scale.) As credit card and other debt spirals at a society level, it brings with it […]
Avoiding credit and charge card fraud could not only save you a lot of money but also a lot of frustration and headaches too. These crimes cost cardholders and major credit card companies hundreds of millions of dollars each year. While theft is the most obvious form of fraud, there are other ways it […]
There are a few secrets when it comes to Credit Cards. Now while some issues are secrets for some and common knowledge for others, I should at least first cover some of the basics. I hope it is only a secret to very few people that credit cards charge a terribly high interest rate on […]
Credit card companies try to gather as many clients as possible and competition dictates them to offer lowest credit card rates. Actually credit cards can be conceived of a revolving credit line where you can purchase goods and services to as much as your credit limits. Then upon payment, even if it is only […]
Credit cards are like loans, similar to revolving credit lines where you can charge purchases on the card up to the credit limit. You pay monthly and you can use again. The process goes on until the expiry date of the card. Upon card renewal, you start purchasing all over again. It is really very […]
As you receive advertising brochures, receive phone calls about credit card offers, you fall in a quandary as to how many kinds of credit card types there are. It is not only the different kinds but they too offer services and perks. For your part, it may be easier to decide if you know […]