How Do Airline Mile Credit Cards Work?

Much confusion has been had by people looking for a new credit card. Everybody is looking for a card with great rewards. A popular reward is airline miles. How it works is for every dollar you spend your credit card company gives you a mile towards your next plane ticket. They coincide with each other based on how far you plan on going. Some companies give you a dollar for that mile but most stay with the actual distance.

All of the major airlines have a mile reward credit card. Continental, Southwest, and Delta have some of the best programs. For the most part you can accumulate these miles for a couple years and cash them in at one time. Do be aware that some of these airlines only let you travel on odd days and hours. The airlines would rather charge full price for a seat on a plane leaving on a Saturday instead of you taking that seat for free. What they would rather do is have you leave really early on a Tuesday or Thursday which are historically light travel days. They know that they are going to have seats available so you are forced to use these times. If you are flexible then it does not really matter because you are getting a free ticket.

So what credit card should you apply for? Should you apply for an airlines card or go through a bank? It really depends on what kind of traveler you are. If you can be flexible then go with the airline. The only downside is that one particular airline might only go to certain locations. What if you want to go to South America and your airline does not go there. Then you are stuck with unused miles. many people find this out the hard way. They call up their credit card customer service and are told it while they have started planning the trip out.

The best bet would be to apply with a bank. They will give you miles that can be used to any airline with no blackout dates. You get the most flexibility this way. No getting up at 5 am on a Tuesday to make it for your early flight just because the airline told you this was the only time. The banks will want to keep your business and will be able to provide better customer service also.

When applying for your next airline mile credit card take a closer look into going with a well known financial institution. This way you can plan where and when you want to go instead of being told when you are going to go. By looking for the best airline miles credit cards available from a large bank you will save a lot of time trying to deal with one of the airlines. The airlines are good at flying planes, let the banks worry about the finance part.

Top 5 Credit Cards for Airline Miles


There are many airline credit cards offering travel reward packages. Travelers looking to earn as many miles as possible should carefully inspect each credit card’s offer. Some companies offer more frequent flyer miles than others. Some offer larger bonus mile rewards. Usually each eligible dollar spent is equal to a specified number of airline miles. The number of miles earned per dollar spent varies between one and two miles per dollar.

Capital One Venture Rewards Credit Card

Travelers aiming to earn as many miles per dollar spent as possible may wish to choose Capitol One’s Venture Rewards Credit Card. Capitol One’s program offers two miles for every dollar spent. This offer is good on every purchase at any time. Members can also earn up to 25,000 bonus miles through the Venture Rewards program. Also, the sky’s the limit when it comes to how many miles are redeemable on this airline credit card.

United MileagePlus Explorer Card

Another card offering two miles for every eligible dollar spent is the United MileagePlus Explorer Card. However, only money spent on tickets from United and Continental will earn two miles per dollar. Purchases at all other airlines, only earn one mile per dollar spent. Members can earn up to 40,000 bonus miles. The number of redeemable miles is limitless. Additionally, earned frequent flyer miles never expire.

Delta Airlines Gold Delta SkyMiles Credit Card

Travelers wishing to garner large amounts of frequent flyer miles quickly may find Delta Airline’s credit card program to be a good fit. With the Delta Airlines Gold Delta SkyMiles Credit Card members earn 20,000 bonus miles with their first purchase. Members can also earn 5,000 frequent flyer miles if by adding two card members to their account. Delta Airlines may double frequent flyer miles on specified flights.

United MileagePlus Explorer Card

Those who prefer flying with United, may want to check out the company’s MileagePlus Explorer Card, which offers two miles for every dollar spent on tickets purchased from United and Continental. The company also offers one mile for every dollar spent at other airlines. Another great feature of this credit card is that members are able to earn up to 40,000 bonus miles through various offers specified by United.

Discover Card Airline Miles Credit Cards

Discover Card offers a way to earn up to 12,000 bonus miles during cardholder’s first year. Discover Card offers two different frequent flyer credit cards: Miles by Discover Card and Escape by Discover Card. Both of these programs offer 1,000 bonus miles for each month that you make a purchase. A member would only have to buy one item, such as a small coffee, in order to earn 1,000 bonus miles for the month.

Choosing the best credit card for airline miles depends upon how quickly a traveler wants to earn miles and how many miles he or she would like to obtain. For example, if someone has already planned a vacation coming up soon, he or she may want to choose the Delta Airline offer. However, if earning miles quickly is not a priority, then that person may wish to consider other factors, such as a credit card’s APR. These top 5 credit cards for airline miles should be a good place to start!

Get Ready For Take Off: The Best Airline Credit Cards


Ever considered traveling, but never could afford it? Companies commonly have special airline credit cards which offer discounts on airfare and free boarding at various hotels. Generally, the best airline credit cards offer rewards in the form of redeemable points. Many times the points are equivalent to a certain number of miles of an airline trip or nights at a hotel.

Capital One’s Venture One Rewards Card

Capitol One offers its Venture One Rewards Card for those with excellent credit. The Venture One Rewards card offers 1.25 frequent flyer miles for every dollar spent. This includes all purchases at any time. What’s great is that there is no limit on redeemable miles and on which airline to fly. Additionally, rewards credits are good for car rentals. Although other credit cards may have restrictions on using frequent flyer miles on certain dates, such as holidays, Capitol One has no blackout dates.

Chase Sapphire Preferred Card

Chase’s Sapphire Preferred Card may be the best airline credit card for those who travel frequently. Chase allows customers to earn points which can be redeemed for credit on purchases during travel. This includes airline tickets, cruise ships, dining, hotels and any other travel-related expenses. Chase will give two points for every dollar spent on travel and dining. Additionally, members will still earn one point per dollar on all other purchases.

Capital One Venture Rewards Credit Card

Capitol One’s airline credit card is one of the most flexible in the industry. Venture Rewards Credit Card members redeem airline miles to fly free on any airline and at anytime. All holidays are included with no blackout dates. Capitol One does not have a limit on miles. Another great thing is that the miles will never expire. Members also have the option to use reward miles for any other travel expense, such as dining or hotel rooms.

Citi Gold / AAdvantage World MasterCard

For fans of American Airlines, one the best airline credit cards may be Citi’s Gold AAdvantage World MasterCard. This card’s rewards system works exclusively with American Airlines to offer some great opportunities to save money on airfare. Members can earn one mile for every one dollar spent using a card. Members can even earn 30,000 bonus miles for more than $750 in purchases within the first four months. The credit card offers additional rewards for traveling to select destinations.

Delta Airlines Gold Delta SkyMiles Credit Card

Even the airlines themselves are offering their own credit card with frequent flyer miles rewards. v The credit card starts giving huge bonuses right from the start with 20,000 bonus miles with the first purchase. Customers may even receive double miles for specified flights.
With so many options available it may be difficult to choose one of the many considered “best airline credit cards”. One should evaluate his or her existing travel needs and spending habits. This will better help decide which credit card to choose. For example, those that already travel frequently should choose a credit card with higher rewards for travel-related purchases.

Airline Miles Credit Cards

Airline Miles Credit Cards are some of the most common forms of rewards cards out there. For some reason, this kind of program has been extremely successful. Miles rewards cards have made it possible for one of the most frequent, high-cost expenses people make to be a lot more worth their time.

The concept of an Airline Miles Credit Card is pretty simple, whenever you spend money, you are rewarded with a number of miles on your account with the credit card company. Some programs will allow you to get more miles back per dollar depending on what you spend your money on. For example, some cards will give you two or three miles on the dollar for airline and other travel purchases.

Credit card companies will consider things like hotel reservations, airline tickets, gasoline, and car rentals “travel expenses,” making using an Airline Miles Credit Card more valuable to those who have to make these kinds of purchases more often than most people. Usually, an Airline Miles Credit Card will still give you miles for purchases made for any reason, with some even giving you more bonus miles on unrelated expenses, like groceries and restaurant purchases.

There are even Airline Miles Credit Cards designed even more specifically for businessmen and large corporate company employees. These kinds of cards will give businessmen and employees more rewards, discounts and other benefits considering that the credit card company is hitting their target audience, those who use planes, rental cars, and hotels on a regular basis.

Many companies have seen the benefits of Airline Miles Credit Cards, making the market for these cards competitive and customer-oriented. Delta, American Airlines, Capitol One bank, Citi bank, Hilton hotels, and Chase bank are some of the companies that have put their names and logos on Visa, MasterCard, Discover, and American Express airline cards.

Of course, Airline Miles Credit Cards are still credit cards. Because frequent flying and mid-flight purchases are commonly associated with the financially successful, nearly every card will only be given to those with the most excellent of credit scores. This comes as a disappointment to many college students who attend their school out-of-state, as college students are not likely to have a good credit score.

The way miles are used is different from card to card. Some cards are simple, and they let you take a flight for free at a distance equal to your accrued reward miles. Other cards allow you to redeem your miles for their monetary value, like a cash reward. Cashing in miles is usually a complicated process though, as the value of a mile can vary wildly from airline to airline. Because of this, and many other features to a card’s miles program, it is important to read the details of the Airline Miles Credit Card. Your card may seem to have a great APR, or other aspects, but the rewards program may be almost worthless, or will have unreasonable blackout dates. Needless to say, getting the best credit card for you requires some extensive research and thought.

Hopefully, this site will be of much use to you in your search, and will help you connect with the card that will help you go airborne.

Travel Reward Points Credit Card

Rewards Points Credit Cards have become popular in recent years. People always want to get something back for using a card to buy things. There are rewards cards for all sorts of different stores and purposes. From clothes to hardware, and from airlines to hotels, you can get rewards points from buying just about anything. That being said, not all Rewards Points Credit Cards are created equal. Some cards will offer greater rewards for different types of purchases. Because cards can be different, you should learn everything you can about how to use a Rewards Points Credit Card.

Find a Long Term 0% Introductory APR: The best kind of card to get would be a reward points card with the longest zero introductory APR period. If you can get a card like this, you will have a lot of time to spend money that doesn’t require you to pay interest. There is a lot that needs to be done early on to take advantage of the benefits of a credit card.

Find the Best Bonus Points program: Almost all Rewards Points Credit Cards will award you with even more points if you spend a certain amount of money within a period of time after getting the card. Usually, you will find that the shorter the time period you are given to spend the (smaller) required amount of money, the smaller the reward. In the opposite extreme, longer time periods require bigger spending and offer bigger rewards. If you are planning a vacation, you should get a long term bonus points program card just at the start, to guarantee you to spend enough worthwhile money for you to earn more points back.

Find the Best Balance Transfer Program: All Rewards Points Credit Cards will have a percentage or a set rate fee that applies to converting your rewards points to cash, statement credit, or whatever the case may be. This means that, although you have collected a large amount of reward points, you have to spend some of them in order to get them. To put it simply, transfer fees mean you lose some of the money you earned! If you want an excellent Rewards Points Credit Card, look for one that has no balance transfer fee at all. These are rare, and they require the best of credit scores.

Make a Plan and Stick to it: If you want to really get your money’s worth, (or your credit card company’s worth, depending on how you look at it) you should plan your expenses ahead of time. You should know what major expenses you need to make, and arrange them so that you can earn the bonus points available during your first few months of having the card.

Always, Always, Always, pay on time: The most important part to having any credit card, rewarding or not, is to pay your credit card bill on time. This should also be the most obvious piece of advice, but that doesn’t stop people from having trouble with it. No matter how easy you may think it is going to be to make full payments on time, your APR is going to sneak up on you, or an emergency purchase will come up. You should be prepared to pay off your credit card well before you get it.

Credit Card Debt Consolidation

For those who have you been receiving calls and mails from credit card organizations, then you’re ready to call a charge card debt loans consolidation organization. Various charge card managing debt programs and financial loans happen to be planned by these organizations to deal with unmanageable financial obligations produced by charge card customers.

Why People Fall In Charge Card Debt Trap

Two factors most generally work well in developing a vicious circle of charge card financial obligations. The first is indulgence of customers and excessive dependence on charge cards to be able to source money, whenever needed. Other is rate of interests which are billed by charge card organizations and that’s much greater than any financial loans.

Although the first factor could be controlled through the customers unlike the second, however, the majority of the time customers neglect to. Because of this , why a charge card debt consolidation company aims to lessen these two factors to produce charge card debt demands of customers with an appropriate charge card managing debt program as well as financial loans for bringing together debt.

How You Can Manage Charge Card Debts

Understanding strong influence of these factors around the accumulation of greeting card financial obligations, companies devise solutions with techniques that hit and drag them lower. Online debt consolidation reduction companies in addition to local debt consolidation companies have myriad solutions for charge card debt consolidation.

Discover firms that offer free charge card debt consolidation help and therefore are genuine. This can be done by performing a thorough research concerning the companies under consideration. You will find many truly non-profit companies, so locating one which has prior encounters in coping with debt situations much like yours won’t be a hard task. Simply make yourself sufficiently experienced in what greeting card debt consolidation reduction services can be found free of charge by these businesses and just what services would need a fee.

Because the rate of interests strongly effect in accretion of huge and uncontrollable financial obligations, therefore, these charge card offer to lower the interest burden so as make certain the amount due is within your financial allowance. These charge card managing debt companies have skilled reps and managers who maintain an alliance using the creditors to barter together.

They dominate their clients’ task of getting in touch with and settling using their creditors on their own clients’ account for any cheapest possible due amount. Besides lowering the age of debt account, debt amount, rate of interests billed, these professionals frequently have the ability to waive from the overtime charges and other penalties associated with charge card debt.

Assistance To Avoid Further Accumulation Of Debt

Another effective factor for charge card debt accumulation. This really is unmindful using charge cards. Expert professionals at businesses create a budget based on their knowledge of clients’ financial status. You are able to plan a financial budget together to reduce your reliance upon charge cards. Additionally they include tips, educational materials and make up a operating plan in a way to help keep from the risk of further debt accumulation. While supplying charge card debt consolidation services, they’ll also create a time bound plan within which you’ll achieve your target being free of debt.